Universal is the sole owner of the information collected on this Site. We use collected information to provide or improve Services for Users, and as more particularly set forth below, we may use collected information to contact Users for a variety of reasons, including, without limitation, obtaining information from Users regarding their use of the Site and Services and ways we can improve them, and to send information to them regarding us, our Services, or our Partners, such as promotions and events. We use this information in ways we determine appropriate in our sole discretion, and we reserve the right to do so. We will not sell or rent personally identifiable information to anyone, and we will not disclose any collected information to others in ways different from what is disclosed in this statement.
Universal collects personally identifiable information when you register for a Universal account, when you use certain Universal products or services, and when you visit Universal pages. Universal may also receive personally identifiable information from our business partners.
When you register with Universal, we ask for personally identifiable information including, but not limited to, your name, email address, address and zip code. Once you register with Universal and sign in to our Site, you are not anonymous to us. Universal also automatically receives and records information on our server logs from your browser including your IP address, Universal cookie information, and the page you requested.
We request information from a User on our Site if the User performs a financial transaction with Universal or a Customer of Universal. In this case, a User must provide information including but not limited to name, address, and financial information, including but not limited to credit card information or bank account information.
Universal may use a third party intermediary to perform the transaction processing. This intermediary is solely a link in the distribution chain, and uses the information provided for the sole purpose of processing the transaction.
Universal will not sell or rent your personally identifiable information to anyone. Universal may send personally identifiable information about you to other companies or people when:
A) We have your consent to share the information;
B) We need to share your information to provide the product or service you have requested;
C) We need to send the information to companies who work on behalf of Universal to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary or appropriate in our discretion to assist us.);
D) We respond to subpoenas, court orders or legal process; or
E) We find that your actions on our Site violate the Universal Terms and Conditions of use.
We may share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.
You can view and update your personal information at any time by signing in to your account on our Site and changing your profile.
We need to be able to communicate at times with all Users, and therefore we reserve the right to contact Users. Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by following the instructions in the e-mails.
Your registration or account information is password-protected for your privacy and security. The security of your Universal Site account relies on your protection of your Universal Site password. Any disclosure of your password to a third party may result in access to your registration or account information or execution of transactions. Universal uses industry-standard SSL-encryption to protect data transmissions of financial and certain other information. Financial information is stored in encrypted form on computers that are not publicly accessible via the Internet.
Universal will never request your user name or password via any email message or over the telephone. If you receive such an email or call, please forward the entire message or information about any call immediately to email@example.com. Never provide your Universal Site username or password to anyone via email or phone.
Universal may amend this policy from time to time. If we make any substantial changes in the way we use your personal information, we will notify you by posting an announcement on our Site.